Consumer Law Office of
Robert Stempler, APC


Providing Legal Counsel for
Consumers in
California’s Courts

1-888-403-0039

• Collection Lawsuits
• Credit Card Debt
• Medical Collection
• Student Loan Lawsuit
Serving California Consumers
Any client testimonial or other result portrayed on this website was dependent on the facts of that case. Results will differ if based on different facts.
Any client testimonial or other result portrayed on this website was dependent on the facts of that case. Results will differ if based on different facts.
Any client testimonial or other result portrayed on this website was dependent on the facts of that case. Results will differ if based on different facts.

Credit Card or Medical Debt Lawsuits

Today more debt collection lawsuits than ever before are being filed in California courts to collect unpaid credit card accounts and medical bills. Collection lawsuits are not just against folks who were careless with how they spend their money, or were dishonest or irresponsible. Our State is experiencing massive unemployment, lost or denied medical insurance coverage, and widespread job furloughs, leaving honest, hard-working people to face debt collection lawsuits, embarrassing collection calls, and damaged credit.

With the right attorney, Credit Card or Medical Debt lawsuits can actually be an opportunity to gain control of these challenging situations, and prevent further damage and embarrassment.

At StopCollectionLawsuits.com, Robert understands the process of collection lawsuits and can provide the legal guidance that you need. Making well-informed decisions with representation by an experienced attorney will have the greatest benefit to your financial stability and future.

By taking the right steps right now, relief from a collection lawsuit can come sooner than you think! Review this website as soon as possible and contact me for your FREE e-Case Review.

Debt collection lawsuits can be defended

It’s not the “end of the world” to receive a lawsuit on a credit card debt! But you have only 30 days in State Superior Court to hire a lawyer, with the experience to develop a winning strategy. Sometimes, cases go to trial, but collection attorneys know the drill, and most are willing to work out an affordable settlement. If you get served with a lawsuit, use your time wisely. Give Robert a call to explore your options.

Avoiding Bankruptcy

Many people (including attorneys), will tell you to file for bankruptcy, if you are sued. I have heard clients tell me that other attorneys advised them to file for Bankruptcy, on debts that an identity thief opened or used in their name. Bankruptcy should be your last resort, after exhausting other ways to resolve bad debt and debt collection problems. Individuals can file only one Chapter 7 Bankruptcy Petition per eight-year period and any Bankruptcy filing remains on your credit report for up to ten years. Also, Bankruptcy does not discharge all types of debt, such as guaranteed student loans and certain tax debts, so save it for last. Call today to see if Robert can help resolve your financial dilemma.

Negotiating credit cards and medical bills

You certainly CAN pay less than the full amount owed on any debt. My article on Negotiating with collection law firms goes into detail on what you can do for yourself and what the debt collectors need to settle with you for less. You can call the creditor or debt collector right now and ask about settling! If you are sued, debt collectors and banks remain open to settling with you and dismissing the case, once they receive the agreed payments. You can try to settle the lawsuit, but dont wait to the end of the 30 days period, because then mistakes may happen, adding thousands of dollars, if a judgment is entered, because the court was not properly notified.

Stopping collection lawsuits

The best defense is being prompt and putting things in writing. Read as much of this website for information and obtain a free e-Case Review. I can help you, even if the 30 days has expired or is close to expiring, but its better to give yourself an extra cushion of time, before that deadline forces important decisions.

Call us today for a free e-Case Review.

Dont delay, contact us NOW and request a
FREE e-Case Review.